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F&I Magazine - October 2008

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In this Issue:


Election 2008: What’s at Stake for Auto Finance?
The American Financial Services Association breaks down tax plans of both presidential candidates, and discusses their impacts on the automotive finance industry.

Subprime: Are You In or Out?
Subprime might be a dirty word these days, but there are four good reasons why dealers shouldn’t fear this market. For one, more than 40 percent of consumers have fallen into that credit tier.

Experian Reports Second-Quarter Trends
Second quarter 2008 saw more delinquencies and a continued shift in credit quality to higher risk tiers. Market analyst breaks down the numbers and explains why lenders will adjust their lending strategies.

A Vicious Cycle
When the mortgage industry collapsed, so did the financial system that guided the automotive retail industry to record sales. F&I expert explains what caused today’s financial woes, and the pressures your customers are facing.

Resurrecting VSC Pay Plans
Bob Hymen helped create the concept of payment plans for service contracts. He explains how his business can help F&I managers in today’s economic downturn.

  • Letters
  • Editorial Page
  • Developments
  • Bottomliners
  • Industry Trends

  • Legal Corner
  • AFIP Notes
  • Agent Corner
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