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F&I Magazine - July 2008

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In this Issue:
FEATURES

Correction in Full Swing
Lower loan-to-value ratios, lower maximum advances and higher buy rates are three hallmarks of today’s economic crunch. Finance expert discusses the moves lenders are making to weather the challenging economic landscape.

States Moving Closer to E-Contracting
Larry Highbloom, president of VINtek, discusses the spread of Electronic Lien and Title across the United States and how it could drive e-contracting implementation.

6 Signs of E-Contracting Readiness
E-Contracting holds the promise of reduced paperwork and faster transaction times in the F&I office. Here are six questions every F&I manager should ask to see if his or her dealership is prepared to use e-contracting.

Costly Mistakes
Two industry experts discuss three steps every dealer should take to avoid mistakes with loan documentation.

5 Myths of FACTA Disposal Rule Compliance
We break down the five myths preventing dealers from implementing a document disposal process that’s compliant with the Fair and Accurate Credit Transactions Act of 2003.

Breaking Down the ICE Rule
Compliance expert discusses the Immigration and Customs Enforcement rule and what it means to dealers and their employees.

2008 Automotive Financing Trends
The first four months of 2008 definitely presented challenges for the automotive finance community, with rising delinquencies and worsening credit quality. Market analyst breaks down the numbers.

DEPARTMENTS
  • Letters
  • Editorial Page
  • Developments
  • News Analysis
  • Bottomliners
  • Industry Trends

    COLUMNS
  • Legal Corner
  • AFIP Notes
  • Agent Corner
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